Legal Requirements and Disclosures

License Information Star Mortgage is currently accepting automated loan applications from our web site in the following states: Massachusetts.

WE ARRANGE BUT DO NOT MAKE LOANS Even if your state is not listed, still feel free to browse our web pages. You'll find all the information you need to make an informed decision when financing a home. We'll see you in your state soon.

LICENSE NUMBERS Licensed Massachusetts Mortgage Broker MB1206 - Star Financial Services, Inc., d/b/a Star Mortgage®

Jay P Austin, Licensed Mortgage Loan Originator NMLS - MLO20860

Philip Austin, Licensed Mortgage Loan Originator NMLS - MLO20861

WE ARRANGE BUT DO NOT MAKE LOANS

Star Mortgage® USA

Star Financial Services, Inc.

Privacy Policy Notice

In Compliance with the Gramm-Leach Bliley “Privacy of Consumer Financial Information Act”

Keeping private information secure is a top priority at Star Mortgage. We recognize the utmost importance of keeping information provided to us strictly confidential and secure. Whether you are a Consumer shopping for a mortgage loan or a customer making an application for a mortgage loan through Star Mortgage®, you can be assured that the information provided to us will remain strictly confidential in compliance with the Gramm-Leach Bliley “Privacy of Consumer Financial Information Act”. We have prepared this notice to advise you of our privacy policy and how we handle the non-public private information you provide to Star Mortgage® and its employees. Star Financial Services, Inc. a Massachusetts Corporation operates it business under the trade name Star Mortgage® which is our trademark and it is duly registered at the United States Patent and Trademark Office.

Your privacy is our utmost concern.

Our polices and practices to protect your personal information are as follows;

We protect personal information we collect about you by maintaining physical, electronic, and procedural safeguards that meet or exceed applicable law. Third Party Vendors; ie: Closing Attorneys and Title Companies who have access to limited personal information must agree to follow appropriate standards of security and confidentiality. We train people who work for us, how to properly handle personal information, and we restrict access to it.

This notice is provided to you pursuant to the “Privacy of Consumer Financial Information Act” and the “Federal Trade Commission’s implementing regulation; 16 CFR Part 313.

How we collect information about you

1.) We collect non-public personal information about you from the following sources;

a. Information we receive from you directly when you complete an application or other forms;

b. Information about your transaction(s) with Star Mortgage®

c. Information we receive from a consumer credit reporting agency.

2.) WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT OUR CURRENT CUSTOMERS OR FORMER CUSTOMERS TO ANYONE, EXCEPT AS PERMITTED BY LAW.

3.) WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT ANY CONSUMER, WHICH DISCUSSES MORTGAGE FINANCING SERVICES WITH US, TO ANYONE, EXCEPT AS PERMITTED BY LAW.

4.) We restrict access to non-public personal information about you to those employees who need to know certain information about your finances, in order to assist you with your mortgage financing needs or requested loan origination services that we provide to you.

Registered Service Mark © 1998-2016 Star Mortgage® - Star Financial Services, Inc. - All Rights Reserved - "Star Mortgage" is our registered service mark and it is registered at the U.S. Trademark Office. NOTICE: Unauthorized use of our trade name in any manner is a violation of United States Trademark Laws and severe fines and penalties may apply if you infringe upon our "mark".